Financial planning

Iris Wealth Advisory, A Registered Investment Advisor Firm

Welcome to Financial Planning

Managing personal finances has never been more challenging than it is in our present

world with complex laws and multiple disciplines involved in the process.

Why financial Planning?

Managing personal finances has never been more challenging than it is in our present world with complex laws and multiple disciplines involved in the process. A lot of things need to be considered and put into place to make your money work effectively for you. Compounding of long-term savings, Current Cashflow's, Operational Costs, Behavioral Management, Tax Efficiency, Risk Management, Age to Financial Independence, and Income type etc. will play a role in determining the size of your accumulation/distribution. The time and learning curve required to competently manage all these aspects makes a huge difference in the wealth you accumulate. The rules associated with wealth distribution will also affect your life style, taxes you pay in retirement and what your family will inherit.

It takes a well-structured financial plan to competently address every aspect of personal finance issues while monitoring portfolio for risk adjusted growth.

Why Iris Wealth Advisory?

Iris Wealth Advisory, a financial planning and wealth management company will help in managing every aspect of your financial life so you can enjoy the fruits of your labor. By working in synergy with multiple professionals, we are able to deal with risk management/mitigation of your finances, seek risk adjusted growth for your hard earned dollars, develop strategies based on your risk tolerance behavior, proactively seek ways to respond to market reactions/corrections, and plan for short/medium/long term financial needs of you and your family.

Long-term vision

Compounding of money has a snowball effect. A seemingly periodical meagre percentage changes over time can cause huge differences in the size of your nest egg. Small changes that are consistent over time produce dramatic results over long term. Patience and a long-term vision are virtues that will never go out of fashion in the investing world.

Long term thinking in investing

Although many fads come and go in the markets, people that understand the power of behavior and long term thinking in investing, realize the value provided by competent professionals, in planning for emergencies, in managing cash flows such that money is placed in multiple buckets to obtain a risk adjusted return that rewards patience and independent research, in seeking tax efficiency by looking at the overall financial picture, in choosing the right vehicles for tax deferred, or tax free growth of your hard earned dollars.

Why financial Planning?

In order to acheive financial independence or effectively improve the financial independence you already have, you need strategies that draw from multiple disciplines like tax law, estate law, value investing, business organization,anticipatory planning for financial catastrophes etc. A comprehensive financial planner shall synergistically work with other professionals to add value to your wealth building process.

What is the value of financial planning?

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Essentials of Financial planning?

Age and risk appropriate investments.

Long term value investing using multiple bucket strategies.

Efficient protection and distribution of assets while living and when that time comes.

Protection from financial catastrophes to your income and your familys financial well being.

Tax efficient strategies by allocating into tax deffered, tax free and after tax accounts.

Modelling accumulation and distribution strategies to maximize the working of your dollar for you.